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Annuities of the Month


Delaware Life
Pinnacle MYGA 10

Ten Year Guaranteed
Interest Rate

3.65%
10 Year Surrender Term

A- (Excellent) Rating
from A.M. Best

Product Profile

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Palladium Century 7

First Year Interest Rate
8.80%¹
10 Year Surrender Term

A (Excellent) Rating
from A.M. Best

Product Profile

Request More Information
 


Athene MaxRate 7

Seven Year Guaranteed
Interest Rate

3.00%
7 Year Surrender Term

Product Profile

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How to Buy an Annuity

Lately, investors are finding that an annuity is a safe addition to their retirement savings portfolio. The annuity market is full of options, and insurance companies are coming up with different annuity products all the time. How can you be certain that you pick the right annuity for your needs? By considering what’s most important to you in an annuity as well as consulting with a Specialist from AnnuityAdvantage.com, you can be assured that you purchase the right annuity.

First, you have to consider why you are interested in an annuity. Are you looking for guaranteed income for life? Do you want to take advantage of an annuity’s tax-deferred properties? Is the idea of your money being in a safe, stable place while it continues to grow attractive to you? Would you like to tie your interest earning gains to a stock market index? Discovering what is driving you to purchase an annuity makes it easier to narrow your options.

Next you’ll need to figure out what money you’ll be using to fund the annuity. Money can come from either tax qualified sources (such as a 401k or an IRA) or nonqualified sources (already taxed funds such as savings accounts, mutual funds, CDs or a lump sum inheritance). With either source you choose, the funds working in the annuity are free of taxation until you withdraw the money, leaving the funds that you’d normally use to pay taxes to earn interest.

Finally, visit AnnuitAdvantage.com to find comprehensive information on the different types of annuities and to learn frequently used annuity terms. Also, be sure to call us at 1-800-239-0356 to speak with an Annuity Specialist. Specialists have access to information from over 40 different insurance companies representing hundreds of different annuity products and will help you decide which annuity is right for you by creating a free personalized recommendation in accordance with your needs.

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¹ First year yield/rate reflects fixed rate plus premium bonus or interest rate enhancement.
Interest is based on current rates and subject to change without notice.
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