Want to learn more about the different types of annuity products and how you can use them to better secure your retirement with guarantees? You’ve come to the right place. Whether your goal is to Grow Your Money, Get Income Now or Guarantee Future Income, there are annuities available that can help you get there.
Explore our Glossary of Terms, FAQs and Annuity Basics Posts. Also, learn more about the various annuity types and match your financial objectives with the best solution.
Focus on this category of annuities if you are looking for ways to grow your money via fixed or indexed linked interest compounding, while maintaining complete protection of your principal.
Do you need to create a guaranteed income stream now, or within the next year? If so, this category of annuities is designed to help you accomplish that goal in the most efficient manner possible.
If you want to generate the maximum amount of guaranteed income, with payments beginning in more than one year, then these are the annuities you should explore.
A deferred annuity would better be defined as a category of annuities rather than a type of annuity. All annuities can be categorized as either deferred or immediate. When income payments are scheduled to begin is the determining factor as... Read more
An immediate annuity, also called an income annuity or Read more
Multi-Year Guarantee Annuities (MYGAs), also known as Fixed Rate or CD-type Annuities, are a type of fixed annuity that provide a pre-determined and contractually guaranteed interest rate for a specified period of time, most commonly 3-10 years. For this reason,... Read more
Fixed indexed annuities, formerly called equity indexed annuities, are a type of Read more
The term hybrid annuity is used by some annuity marketers to describe a ... Read more
A Traditional Fixed Annuity is a type of annuity contract that credits an interest rate that is declared one year at a time. Sometimes, during the first year, they will offer an upfront Read more
A Qualified Longevity Annuity Contract (QLAC) is a relatively new type of deferred income annuity that was created as a result of a July 1, 2014, U.S. Treasury Department ruling. Please visit our Deferred Income / Longevity Annuities page... Read more
A Bonus Annuity... Read more
Secondary Market Annuities (SMAs) are created when the current owner of a structured settlement, period certain Read more