Questions? 1.800.239.0356

Back to Top


Is It Time to Step Up Your Digital Marketing?

January 2020

In a 2019 poll, 28% of Americans said they are now online “almost constantly,” up from 21% in 2015.1 Consequently, digital marketing is a cost-effective way to reach a larger audience of potential customers. Here’s how you can put your company’s best foot forward. Put Your Website to Work Your company website is not just… Read more

Business or Hobby? It’s All About Taxes

January 2020

Many successful businesses began in garages or around kitchen tables. And many businesses lose money in their early years. However, some ventures that begin with business aspirations never make money and turn into expensive hobbies. The difference between a money-losing business and a hobby is important at tax time, because you may be able to… Read more

Rain, Sleet, Snow — and Lawsuits?

January 2020

The winter months are a great time for entertaining. In many areas of the country, they can also be a time for icy sidewalks and slippery steps. Naturally, you should make every effort to help ensure that your house and the surrounding area are safe for guests. But no matter how careful you are, accidents… Read more

Running with the Dogs

January 2020

The Dogs of the Dow is a simple investing strategy that combines an emphasis on dividends and value. It involves investing in the 10 stocks from the Dow Jones Industrial Average (the Dow) that have the highest dividend yields on the last trading day of a given year. Typically, the purchases are made on the… Read more

Give and Receive with a Charitable Remainder Trust

January 2020

Scientific research suggests it really is better to give than to receive — that spending money for the benefit of others may lead to longer-lasting happiness than spending money on yourself.1 However, by structuring a donation using a charitable remainder trust (CRT), you might have the best of both worlds: a substantial gift to your… Read more

HOT TOPIC: Two Trade Agreements Offer Optimism, But Uncertainty Remains

January 2020

On December 13, 2019, the United States and China announced a “phase one” trade agreement just before new tariffs were scheduled to go into effect.1 Six days later, the House of Representatives passed the United States–Mexico–Canada Agreement (USMCA) in an overwhelming bipartisan vote, virtually assuring enactment of the long-awaited replacement to the North American Free… Read more

A New Option for Providing Health Coverage in 2020

December 2019

Under new rules released by the Departments of Labor, Health and Human Services, and the Treasury, employers can offer a health reimbursement arrangement (HRA) instead of a traditional group health plan starting in January 2020. With an Individual Coverage HRA, an employer contributes funds to special accounts that employees can use to choose their own… Read more

Qualified Charitable Distributions

December 2019

The Tax Cuts and Jobs Act roughly doubled the standard deduction and indexed it for inflation through 2025. (The standard deduction is $12,200 for single filers and $24,400 for married taxpayers filing jointly in 2019; in 2020 it rises to $12,400 and $24,800, respectively.) As a result, far fewer taxpayers will itemize deductions on their… Read more

Prices and the Economy

December 2019

The Federal Open Market Committee raises or lowers interest rates to help keep inflation near a 2% target, which is the rate believed to be consistent with the Federal Reserve’s dual mandate to seek stable prices and maximum employment. According to the personal consumption expenditures (PCE) price index — the Fed’s preferred inflation gauge —… Read more

What’s Required of the Executor of an Estate?

December 2019

Being named as the executor of a friend’s or family member’s estate is generally an honor. It means that person has been chosen to handle the financial affairs of the deceased individual and is trusted to help carry out his or her wishes. Settling an estate, however, can be a difficult and time-consuming job that… Read more

Stay Informed. Sign up to receive our free annuity rate update newsletter.

  • This field is for validation purposes and should be left unchanged.