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You’ve Received an Inheritance, Now What?

November 2023

If you’ve recently received an inheritance, you may be facing many important decisions. Receiving an inheritance might promote spending without planning, but don’t make any hasty decisions. Here are some suggestions that could help you manage your inheritance. Identify a... Read more

Bond Yields Are Up, but What Are the Risks?

November 2023

After years of low yields, bonds are offering higher yields that may be appealing to investors regardless of their risk tolerance. While bonds could play a role in any portfolio, they can be a mainstay for retirees looking for stability... Read more

Tax-Loss Harvesting Offers Chance at Silver Lining

November 2023

Stock market downturns can be rough on your portfolio’s bottom line, but they may also offer the potential to reduce your tax liability and possibly buy shares at a discount. When an investment loses money, it’s often best to look... Read more

Breaking Down Clean Vehicle Tax Credits for Business Owners

November 2023

If you own a business, you might be able to use one of these two new federal tax credits to help offset your cost to purchase certain clean vehicles (including electric, plug-in hybrid, and fuel cell vehicles). Both credits are... Read more

HOT TOPIC: Rising Oil Prices Could Pose the Latest Threat to the Economy

October 2023

Oil prices have increased more than 30% since late June, driving up transportation costs for consumers and businesses and putting financial markets on edge. On September 27, West Texas Intermediate crude — the U.S. benchmark for oil prices— topped $93... Read more

Time to Bulk Up Your Emergency Fund

October 2023

A financial crisis — such as a job loss or medical emergency — can strike when you least expect it. It is important to be prepared by having a financial safety net in place — not having one could prove... Read more

Four Key Objectives of a Sound Retirement Plan

October 2023

A sound retirement plan should be based on your particular circumstances. No one strategy is suitable for everyone. Once you’re retired, your income plan should strive to address four basic objectives: earn a reasonable rate of return, manage the risk... Read more

Managing Medicare Out-of-Pocket Costs

October 2023

Medicare covers only 60% of total health-care costs for Americans age 65 and older.1 Deductibles, copays, coinsurance, and payments for services not covered by Medicare can result in substantial out-of-pocket expenses. And there is no annual or lifetime out-of-pocket limit.... Read more

New FAFSA Favors Grandparent College Giving

October 2023

Helping a grandchild obtain a college degree could be a lifelong gift, but grandparent giving has often required fiscal gymnastics to avoid reducing a student’s financial aid eligibility. That is changing with the 2024–2025 Free Application for Student Aid (FAFSA),... Read more

Enriching a Teen with a Roth IRA

October 2023

Teenagers with part-time or seasonal jobs earn some spending money while gaining valuable work experience. They also have the chance to contribute to a Roth IRA — a tax-advantaged account that can be used to save for retirement or other... Read more