Contributing to a traditional 401(k) or IRA can help reduce your current tax bill, but you may run into some drawbacks in retirement. Withdrawals are taxed as ordinary income, and you must take required minimum distributions (RMDs) once you reach... Read more
A recent survey found that 35% of Gen Z adults pay for a cell phone protection plan, but only 21% have renters insurance.1 Young renters who are just striking out on their own may not realize that a landlord’s insurance... Read more
Over the past several years, news reports have grown more intense about the precarious global supply of rare-earth minerals. Yet outside scientific and national security arenas, many people may not fully understand the importance of rare earths. What are these... Read more
In 2024, the municipal bond market saw record trading for the third consecutive year. New issues also set a record at $508 billion, the first time muni issues exceeded $500 billion. The trend continued through the first half of 2025;... Read more
Having a conversation with your parents about their finances can seem like a daunting task. However, it is an essential step in helping to ensure their financial well-being as they get older. Here are some practical tips to help you... Read more
Is your idea of a perfect vacation spending time alone on a beach with a good book? Or would you prefer a more active experience where you are part of a group, challenging yourself, and using your talents and skills... Read more
Couples who have opposite philosophies regarding saving and spending often have trouble finding common ground, and money arguments frequently erupt. But you can learn to work with — and even appreciate — your financial differences. Money habits run deep If... Read more
It’s difficult to reach a destination unless you know where you’re heading. Yet only 54% of workers or their spouses have tried to estimate the savings they would need to live comfortably in retirement.1 To get a start on establishing... Read more
A company’s market capitalization (or market cap), calculated as the number of outstanding shares multiplied by the price per share, is a measure of its size and value. Small-cap stocks continued to trail the performance of large caps of the... Read more
Legislation signed into law on July 4, 2025, commonly called the One Big Beautiful Bill Act (OBBBA), fundamentally changed the federal tax and spending landscape. The law is so broad that this report can only summarize some key provisions that... Read more
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