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How Savers and Spenders Can Meet in the Middle

August 2025

Couples who have opposite philosophies regarding saving and spending often have trouble finding common ground, and money arguments frequently erupt. But you can learn to work with — and even appreciate — your financial differences. Money habits run deep If... Read more

Have You Set a Retirement Savings Goal?

August 2025

It’s difficult to reach a destination unless you know where you’re heading. Yet only 54% of workers or their spouses have tried to estimate the savings they would need to live comfortably in retirement.1 To get a start on establishing... Read more

Investing with Market Cap in Mind

August 2025

A company’s market capitalization (or market cap), calculated as the number of outstanding shares multiplied by the price per share, is a measure of its size and value. Small-cap stocks continued to trail the performance of large caps of the... Read more

HOT TOPIC: What’s in the New Tax Legislation?

August 2025

Legislation signed into law on July 4, 2025, commonly called the One Big Beautiful Bill Act (OBBBA), fundamentally changed the federal tax and spending landscape. The law is so broad that this report can only summarize some key provisions that... Read more

Home Appliance Economics

August 2025

As a category, the prices of major home appliances have fallen 19.5% over the past three years (between April 2022 and March 2025), and they cost less now than they did ten years ago, despite having lots of convenient new... Read more

Buying a Condo? Focus on the Financials

August 2025

Condominiums, or condos, appeal to home buyers of all ages and life stages, but they are especially attractive to younger families and retirees who want to reap the benefits of homeownership while spending less time and money on upkeep. Residential... Read more

Important Tax Breaks for Pass-Through Businesses

July 2025

About 96% of U.S. businesses are pass-through entities that do not pay taxes at corporate rates. When a business is structured as a sole proprietorship, S-Corporation, partnership, or limited liability company (LLC), the profits flow to the owners, who report... Read more

Individual Bonds vs. Bond Funds: What’s the Difference?

July 2025

Individual bonds and bond funds can both provide an income stream, but there are important differences. An individual bond can offer more certainty and stability than a fund, while a fund can offer diversification that might be difficult to obtain... Read more

Peer-to-Peer Payments Are Popular, but Be Careful

July 2025

Making a peer-to-peer (P2P) payment is a convenient way to transfer money to family, friends, or businesses. Whether you’re splitting a bill or paying a babysitter, if you have someone’s contact information, you can send or receive money quickly and... Read more

Will You Pay a Medicare Surcharge?

July 2025

Medicare is a federal program that provides health insurance to retired individuals, regardless of their medical condition, and certain younger people with disabilities or end-stage renal disease. Medicare has several parts, many of which include a premium cost based on... Read more

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