According to a 2024 survey, 60% of small businesses believe that cyberattacks are the biggest threat they currently face — and rightly so.1 When a data breach occurs, hackers gain access to the personally identifiable information of customers or other... Read more
On April 2, 2025, President Trump announced sweeping tariffs on imported goods that were significantly larger and different in structure than expected. Over the next two days, the S&P 500 Index plunged by 10.5%. The Dow Jones Industrial Average lost... Read more
Losing a loved one is never easy. In addition to the emotional challenges you may face, you might also be worried about what will happen to their debts once they are gone. Generally, with limited exceptions, when a loved one... Read more
Investor demand for exchange-traded funds (ETFs) has increased rapidly over the last decade due to attractive features that set them apart from mutual funds. At the end of 2024, over $10 trillion was invested in more than 3,600 ETFs. This... Read more
Since the startling capabilities of generative artificial intelligence (GenAI) first shook the world in 2023, more of us are wondering: could the four-day workweek come sooner than we thought, or is that just wishful thinking? Once considered a far-fetched notion,... Read more
When deciding between traditional (pre-tax) and Roth contributions, the general rule is to think about whether you are likely to benefit more from a tax break today than you would from a tax break in retirement. Specifically, if you expect... Read more
Cancer diagnosis rates are on the rise, especially for younger people under age 55. Meanwhile, U.S. death rates from cancer fell by one-third between 1991 and 2021, largely due to early detection, effective treatments, and declines in smoking.1 Although it’s... Read more
The U.S. national debt is the total amount of money owed by the federal government. As of March 2025, it stands at $36.21 trillion.1 The difference between deficit and debt When the federal government spends more money than it collects... Read more
On March 13, 2025, the S&P 500 Index landed in correction territory after a swift three-week drop of more than 10% from its February 19 record high. The NASDAQ index suffered an official correction a week earlier, having fallen over... Read more
Two out of three 401(k) participants have assets in a target-date fund — an “all-in-one” fund intended in theory to be the holder’s only investment (see chart). These funds are often the default option in workplace plans, so you may... Read more
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