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Learn about Annuities and Get Annuity Quotes at No Cost to YouWhere to begin when learning about annuities? Annuities may seem on the surface to be complicated financial instruments, but annuities are relatively easy to understand. A wealth of information is available online, for free, from a number of Web sites. AnnuityAdvantage.com offers consumers down-to-earth explanations of the different types of annuities, and also will give the consumer free, personalized annuity quotes. Annuities can be divided into two different broad categories: immediate and deferred. Immediate annuities begin paying out immediately (hence the name) and provide consumers with a guaranteed income for as long as they live. When buying an immediate annuity you are buying peace of mind, because your monthly income will never go away. Immediate annuities offer numerous payment options, which in some cases can reduce your monthly income but give you more reassurance. A joint and survivor option means that the immediate annuity payment (or a percentage of the immediate annuity payment) transfers to your beneficiary once you die, providing them with lifetime income. A period certain option of 10, 20 or 30 years guarantees that you or your beneficiary will receive payments, even if you pass away, for the number of years that you specify. With an immediate annuity you are ensuring that you’ll never be left destitute in retirement. AnnuityAdvantage.com offers the latest annuity quotes online or over the phone at 1-800-239-0356. Deferred annuities function quite like savings accounts – your money sits untouched, earning interest. However, deferred annuities lock up your money for a specified term. After the term is complete, you are free to convert your money into an immediate annuity, take a lump sum withdrawal, or you can exchange your deferred annuity into another deferred annuity, maintaining the tax-deferred status of your funds. Interest rates on deferred annuities vary month to month, so be aware that the good rate you see today may not be available later on. Deferred and immediate annuity quotes can be obtained by visiting AnnuityAdvantage.com. To get free personalized annuity quotes or recommendations – either immediate or deferred – call the Annuity Specialists at 1-800-239-0356 today.
¹ First year yield/rate reflects fixed rate plus premium bonus or interest rate enhancement. Interest is based on current rates and subject to change without notice.Send email to
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