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Guggenheim Life
Preserve MYGA 10 (250k)

Ten Year Guaranteed
Interest Rate

10 Year Surrender Term

B++ (Good) Rating
from A.M. Best

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American National
Palladium Century 7

First Year Interest Rate
10 Year Surrender Term

A (Excellent) Rating
from A.M. Best

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Midland National
Guarantee Ultimate 5 (200k)

Five Year Guaranteed
Interest Rate

5 Year Surrender Term

A+ (Superior) Rating
from A.M. Best

Product Profile

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Many annuities offer a great rate to start, but then you see the interest rate drift down after the first year. Have you noticed that your annuity interest rate keeps falling? Have you even paid attention to it?

Most people are pretty good about making sure that they're getting the best rates on their bank CDs, credit cards, car insurance, even their mortgage. We all know that you can save a lot of money by simply shopping for a better deal.

Not nearly as many people realize that you can - and should - do the same kind of competitive review of your existing annuity policies. Even fewer people know that you can easily trade-in an older, possibly under-performing annuity for one that better suits your needs, and with no out-of-pocket expenses or current taxes to pay!

Obviously, this course of action should only be pursued if there is a clearly defined benefit to doing so and the possibility of any surrender charges have been fully explored. 

Here's One Tax Law That Actually Works In Your Favor!
What we're talking about is called a "1035 Tax-Free Exchange" named for section 1035[a] of the IRS code. In a "1035 Tax-Free Exchange" you simply move your money from one non-qualified annuity into another. A non-qualified annuity is one that is funded with money not associated with a tax qualified retirement account, such as an IRA or 401k plan.

Since you're not actually spending the money you transfer, you don't have to recognize the earnings as current income. That means you can move your money to the most competitive plan you can find without sacrificing the benefits of tax-deferral.

Request A FREE Annuity Evaluation from AnnuityAdvantage.com
To find out how your annuity stacks up against the competition, request a FREE Annuity Evaluation from AnnuityAdvantage.com. We'll help you compare rates, benefits, charges and the relative financial strength of your insurance company. If you do find a better product, we'll show you how easy it is to upgrade your annuity. And...there are no fees for this service.

Please call us toll-free at 1-800-239-0356 with any questions you may have.

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