Deferred annuities information from over 40 different insurance companies. Compare over 300 deferred annuities, fixed, indexed and immediate annuities.
Deferred annuities are contracts issued by insurance companies for people who want to save on a tax-deferred basis for many years, and then optionally convert their accumulation value to a monthly payout once they retire. Unlike an immediate annuity, deferred annuities do not become payable until a specified number of years after purchase.
Under current federal tax law, deferred annuities receive special tax treatment. Income tax on annuities is deferred, which means you arenít taxed on the interest your money earns while it stays in the annuity. Tax-deferred accumulation isnít the same as tax-free accumulation. One of the many advantages of tax deferral is that the tax bracket youíre in when you receive annuity income payments may be lower than the one youíre in during the accumulation period. Youíll also be earning interest on the amount you would normally have paid in taxes during the accumulation period. Most statesí tax laws on deferred annuities follow the federal law.
Please visit one or more of the following areas of our web site to further research the best deferred annuities for your needs.
Deferred Annuities are most appropriate for individuals who want
to save for retirement, find an investment that will earn tax-deferred interest
for many years to come or are simply looking for a more attractive savings rate
than that offered by bank CD's.
Our deferred annuities service is always FREE and you will never incur any type of sales charge or load fee. If you prefer the assistance of a live deferred annuities specialist, you can always call our Deferred Annuities Information Center toll-free at 1-800-239-0356.
Buying deferred annuities has never been easier than with AnnuityAdvantage.com, your complete one-stop deferred annuities shopping service.
Ļ First year yield/rate reflects fixed rate plus premium bonus or interest rate enhancement.
Interest is based on current rates and subject to change without notice.
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