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OM Financial Life
OMGuarantee Platinum 7

Seven Year Guaranteed
Interest Rate

4.00%
7 Year Surrender Term

A- (Excellent) Rating 
from A.M. Best

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Palladium Century 7

First Year Interest Rate
9.00%
10 Year Surrender Term

A (Excellent) Rating from A.M. Best

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Agent Contracting

Guarantee 3+3
Master

Guaranteed 3 Years
3.90%

6 Year Surrender Term

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from A.M. Best

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Agent Contracting

 

 

 

 

Deferred Annuity

Deferred annuity rates and deferred annuity quotes from over 30 different annuity insurance companies. 

A tax deferred annuity is an insurance contract for people who want to save on a tax deferred basis for many years, and then optionally convert their accumulation value to a monthly payout once they retire. Unlike immediate annuities, a tax deferred annuity does not become payable until a specified number of years after purchase.

A deferred annuity is most appropriate for individuals who want to save for retirement, find an investment that will earn tax-deferred interest for many years to come or are simply looking for a more attractive savings rate than that offered by bank CD's.

A single premium deferred annuity, or SPDA, is an annuity you purchase with a single payment. You get a guaranteed interest rate for a specified period of time, and the taxes on the interest you earn is deferred until you make a withdrawal. A Single Premium Deferred Annuity is ideal for anyone who wants to let their money grow risk-free while deferring income taxes, with the goal of creating income later in life.

Please visit one or more of the following areas of our web site to further research the best deferred annuity rates for your needs. 

"Top 10" and "Featured" Deferred Annuity Rates

Equity-Indexed Deferred Annuity Rates

CD-Type Deferred Annuity Rates

Fixed Deferred Annuity Rates

Under current federal law, a deferred annuity receives special tax treatment. Income tax on annuities is deferred, which means you aren’t taxed on the interest your money earns while it stays in the annuity. Tax-deferred accumulation isn’t the same as tax-free accumulation. One of the many advantages of tax deferral is that the tax bracket you’re in when you receive annuity income payments may be lower than the one you’re in during the accumulation period. You’ll also be earning interest on the amount you would normally have paid in taxes during the accumulation period. Most states’ tax laws regarding a deferred annuity follow the federal law.

With a deferred annuity, you can

Our deferred annuity service is always FREE and you will never incur any type of sales charge or load fee. If you prefer the assistance of a live deferred annuity specialist, you can always call our Deferred Annuity Information Center toll-free at 1-800-239-0356

Buying a deferred annuity has never been easier than with AnnuityAdvantage.com, your complete one-stop deferred annuity shopping service.

 
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