If you would like to research and compare actual equity index annuities product offerings from a number of top rated insurance companies, please visit our Equity Index Annuities Data page.

As stated above, Equity Index Annuities offer the potential of higher returns without exposing principal to market risk. In exchange for this guarantee of no downside risk, Equity Index Annuities policyholders must generally be willing to give up some of their upside market potential. This is what makes these newer annuity products so attractive to retired persons and to those approaching retirement. In exchange for having their retirement assets fully protected from loss (and in fact, guaranteed a gain) an equity index annuities owner shares in market gains without realizing 100% of the gain. For most individual investors who have recently been stung by market volatility, this constitutes a prudent and desirable trade-off.

All of this is usually accomplished by linking (indexing) the credited rate to an equity index, such as the S&P 500 Composite Stock Index. To repeat: although the credited rate is linked to stock market performance, safety of principal is assured. A decline in the stock-market will NOT reduce the asset value of equity index annuities.

For individuals who do not want to take any downside risk, equity index annuities are one of the best options currently available. 

Our equity index annuities service is always FREE and you will never incur any type of sales charge or load fee. If you prefer the assistance of a live equity index annuities specialist, you can always call our Equity Index Annuities Information Center toll-free at 1-800-239-0356. 

Buying equity index annuities has never been easier than with AnnuityAdvantage.com, your complete one-stop equity index annuities shopping service.