Equity Index Annuity
Equity index annuity rates and equity index annuity quotes from over 40 different annuity insurance companies.
With an Equity Index Annuity, your return is tied to the increase in one of several stock market indexes, such as the S&P 500. However, if the stock market goes down, you do not lose any of your money. In fact, most Equity Index Annuity contracts will even GUARANTEE you a minimum interest rate (typically 1-3%), even if the index your annuity is tied to goes down the entire time you own the policy.
An Equity Index Annuity is a great place to protect the money you've saved in your CDs, money market accounts, IRA accounts, etc. Or perhaps as an alternative for the money you currently have invested in stocks and mutual funds. An Equity Index Annuity can greatly improve your earnings potential, while at the same time keep your principal safe from market fluctuation.
If you would like to research and compare actual equity index annuity product offerings from a number of top rated insurance companies, please visit our Equity Index Annuity Data page.
As stated above, an Equity Index Annuity offers the potential of higher returns
without exposing principal to market risk. In exchange for this guarantee of no
downside risk, Equity Index Annuity policyholders must generally be willing to
give up some of their upside market potential. This is what makes these
equity index annuities so attractive to retired persons and to those approaching
retirement. In exchange for having their retirement assets fully protected from
loss (and in fact, guaranteed a minimum interest rate) an equity index annuity owner shares in
market gains without realizing 100% of the gain. For most individual investors
who have recently been stung by market volatility, this constitutes a prudent
and desirable compromise.
Our equity index annuity service is always FREE and you will never incur any type of sales charge or load fee. If you prefer the assistance of a live equity index annuity specialist, you can always call our Equity Index Annuity Information Center toll-free at 1-800-239-0356.
Buying an equity index annuity has never been easier than with AnnuityAdvantage.com, your complete one-stop equity index annuity shopping service.
¹ First year yield/rate reflects fixed rate plus premium bonus or interest rate enhancement.
Interest is based on current rates and subject to change without notice.
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