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Indexed Annuity

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Guggenheim Life &
Annuity Company
Preserve Multi-Year
Guaranteed
Annuity 10 (250k)

Ten Year Guaranteed
Interest Rate

4.05%
10 Year Surrender Term

Product Profile

Request More Information
 


Palladium Century 7

First Year Interest Rate
8.55%¹
10 Year Surrender Term

A (Excellent) Rating
from A.M. Best

Product Profile

Request More Information
 


Spirit Bonus (75k)

First Year Interest Rate
(With 4.00% Bonus)

5.66%¹
10 Year Surrender Term

A (Excellent) Rating
from A.M. Best

Product Profile

Request More Information
 

 

 

 

 

Indexed Annuity

Use our site to research and compare indexed annuity rates and indexed annuity quotes from over 40 different annuity insurance companies.

With an Indexed Annuity, your interest rate is tied to the increase in one of several stock market indexes, such as the S&P 500. However, if the stock market goes down, you do not lose any of your money. In fact, most Indexed Annuity contracts will even GUARANTEE you a minimum interest rate (typically 1-3%), even if the index you invested in goes down the entire time you own your policy.

For a complete discussion of indexed annuity contract
features, indexing methods and guarantees,
see our Indexed Annuity Explained page.
View Our Online
Equity Index Annuity
Video Presentation
Click Here

An Indexed Annuity can greatly improve your earnings potential, while at the same time keep your principal safe from market fluctuation. An Indexed Annuity is a great place to protect the money you've saved in your CDs, money market accounts, IRA accounts, etc. Or perhaps as an alternative for the money you currently have invested in stocks and mutual funds. 

If you would like to research and compare actual indexed annuity product offerings from a number of top rated insurance companies, please visit our Indexed Annuity Data page.

As stated above, an Indexed Annuity offers the potential of higher returns without exposing principal to market risk. In exchange for this guarantee of no downside risk, Indexed Annuity policyholders must generally be willing to give up some of their upside market potential. This is what makes these newer indexed annuity products so attractive to retired persons and to those approaching retirement. In exchange for having their retirement assets fully protected from loss (in fact, a minimum interest rate is guaranteed) an indexed annuity owner "shares" in market gains, but may not receive 100% of the increase. For most individual investors who have recently seen the value of their investments fluctuate dramatically, this constitutes a prudent and desirable compromise.

For individuals who do not want to take any downside risk, we believe an indexed annuity is one of the best investment options currently available.

Our indexed annuity service is always FREE and you will never incur any type of sales charge or load fee. If you prefer the assistance of a live indexed annuities specialist, please feel free to call our Indexed Annuity Information Center toll-free at 1-800-239-0356.

Buying an indexed annuity has never been easier. AnnuityAdvantage.com, your complete one-stop indexed annuity shopping service.

 

 

 

 

 

 

 

 

 

 

¹ First year yield/rate reflects fixed rate plus premium bonus or interest rate enhancement.
Interest is based on current rates and subject to change without notice.
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