Home Contact Us Site Map Site Search Annuity Advantage Blog

About Us

Legal Info

Privacy Policy

Life Expectancy Tables

Research and Compare Hundreds of CD-Type, Fixed and
Equity-Indexed Annuities Ranked by Highest Yield to Surrender
Questions? Give us a Call
1-800-239-0356
Annuities, Annuity Rates, Fixed Indexed Annuities and Annuity Quotes
CD-Type Annuities Fixed Annuities Equity-Indexed Annuities Annuity Search
Request an Immediate Income Annuity Quote
Chat Button
AnnuityAdvantage.com - Click For Review
Subscribe to our Free Annuity Rate Update Newsletter
Annuities Explained
Equity-Indexed Annuities Explained
Stock Market Growth With No Market Risk
Sell Your Annuity or Structured Settlement for Cash
IRA Qualified Annuities
Is Your Annuity Company Giving You The Best Deal?
What is a 1035 Exchange?
Free Annuity Exchange Evaluation Service
When Your Annuity Becomes a Tax Time-Bomb
Retirement Mistakes - Don't Let the IRS Take 20-30% of Your Company Retirement Account
When Your IRA Becomes a Tax Time-Bomb
Increase Bank Deposit Yields by 45%
Articles - Personal Financial Advice Arranged by Topic
Newsletters - Current and Archived Issues
Financial Calculators
Free Maturing CD Notification Service
Split-Funded Annuities
Life Expectancy Tables
State Guarantee Funds
Annuities of the Month


Delaware Life
Pinnacle MYGA 10

Ten Year Guaranteed
Interest Rate

3.65%
10 Year Surrender Term

A- (Excellent) Rating
from A.M. Best

Product Profile

Request More Information
 


Palladium Century 7

First Year Interest Rate
8.50%
10 Year Surrender Term

A (Excellent) Rating
from A.M. Best

Product Profile

Request More Information
 


Guggenheim Life
Preserve MYG 6 (250k)

Six Year Guaranteed
Interest Rate

3.00%
6 Year Surrender Term

Product Profile

Request More Information
 

 

 

 


Annuities are frequently used to provide guaranteed lifetime retirement income. Deferred income annuities, commonly referred to as longevity annuities, provide guaranteed income at some pre-determined point in the future, and are becoming more popular to insure against an extra long life and the possibility of outliving assets. Having an idea of ones life expectancy can be helpful in designing an income plan that is appropriate for individual needs and help retirees and near retirees in making informed decisions.

The following life expectancy tables, compiled from information published by the Office of the Actuary of the Social Security Administration, are provided as tools to assist in making those decisions with appropriate assumptions.

horizontal rule

 

LIFE EXPECTANCY TABLE - MALES
 

Age Life
Expectancy
Age Life
Expectancy
Age Life
Expectancy
0 76.10 40 38.37 80 8.10
1 75.62 41 37.45 81 7.60
2 74.65 42 36.53 82 7.11
3 73.67 43 35.62 83 6.65
4 72.69 44 34.72 84 6.21
5 71.70 45 33.82 85 5.78
6 70.71 46 32.93 86 5.38
7 69.72 47 32.05 87 5.00
8 68.73 48 31.17 88 4.64
9 67.74 49 30.31 89 4.30
10 66.74 50 29.45 90 3.99
11 65.75 51 28.60 91 3.70
12 64.76 52 27.76 92 3.44
13 63.76 53 26.93 93 3.20
14 62.78 54 26.10 94 2.98
15 61.80 55 25.29 95 2.79
16 60.82 56 24.48 96 2.62
17 59.86 57 23.69 97 2.47
18 58.90 58 22.90 98 2.34
19 57.95 59 22.12 99 2.22
20 57.00 60 21.34 100 2.10
21 56.06 61 20.57 101 1.99
22 55.13 62 19.81 102 1.88
23 54.20 63 19.05 103 1.78
24 53.27 64 18.30 104 1.68
25 52.34 65 17.57 105 1.59
26 51.41 66 16.84 106 1.50
27 50.48 67 16.13 107 1.41
28 49.55 68 15.43 108 1.32
29 48.62 69 14.75 109 1.24
30 47.68 70 14.07 110 1.17
31 46.75 71 13.40 111 1.09
32 45.82 72 12.75 112 1.02
33 44.88 73 12.12 113 0.95
34 43.95 74 11.49 114 0.89
35 43.02 75 10.89 115 0.83
36 42.08 76 10.30 116 0.77
37 41.15 77 9.72 117 0.71
38 40.22 78 9.17 118 0.66
39 39.30 79 8.63 119 0.60

 

horizontal rule

 

LIFE EXPECTANCY TABLE - FEMALES
 

Age

Life
Expectancy

Age
Life
Expectancy

Age
Life
Expectancy
0 80.94 40 42.32 80 9.61
1 80.39 41 41.38 81 9.03
2 79.43 42 40.43 82 8.47
3 78.44 43 39.50 83 7.93
4 77.46 44 38.56 84 7.41
5 76.47 45 37.63 85 6.91
6 75.47 46 36.71 86 6.44
7 74.48 47 35.79 87 5.99
8 73.49 48 34.88 88 5.56
9 72.50 49 33.97 89 5.17
10 71.50 50 33.07 90 4.80
11 70.51 51 32.18 91 4.45
12 69.52 52 31.29 92 4.13
13 68.52 53 30.40 93 3.84
14 67.53 54 29.52 94 3.58
15 66.54 55 28.65 95 3.34
16 65.56 56 27.77 96 3.13
17 64.57 57 26.91 97 2.94
18 63.59 58 26.04 98 2.76
19 62.61 59 25.19 99 2.60
20 61.63 60 24.34 100 2.45
21 60.66 61 23.49 101 2.31
22 59.68 62 22.65 102 2.17
23 58.71 63 21.83 103 2.03
24 57.74 64 21.01 104 1.91
25 56.77 65 20.20 105 1.79
26 55.79 66 19.40 106 1.67
27 54.82 67 18.62 107 1.56
28 53.85 68 17.84 108 1.45
29 52.88 69 17.08 109 1.35
30 51.92 70 16.33 110 1.26
31 50.95 71 15.59 111 1.17
32 49.98 72 14.87 112 1.08
33 49.02 73 14.16 113 1.00
34 48.06 74 13.46 114 0.92
35 47.10 75 12.77 115 0.84
36 46.14 76 12.11 116 0.77
37 45.18 77 11.46 117 0.71
38 44.23 78 10.83 118 0.66
39 43.27 79 10.21 119 0.60

  Source: http://www.ssa.gov/OACT/STATS/table4c6.html
  Last Updated: September 11, 2014

Bookmark and Share

Follow Us

First year yield/rate reflects fixed rate plus premium bonus or interest rate enhancement.
Interest is based on current rates and subject to change without notice.
Send email to webmaster@annuityadvantage.com with questions or comments about this web site.
Copyright 2001-2013 AnnuityAdvantage.com