Annuities are frequently used to provide guaranteed lifetime retirement income. Deferred income annuities, commonly referred to as longevity annuities, provide guaranteed income at some pre-determined point in the future, and are becoming more popular to insure against an extra long life and the possibility of outliving assets. Having an idea of ones life expectancy can be helpful in designing an income plan that is appropriate for individual needs and help retirees and near retirees in making informed decisions.
The following life expectancy tables, compiled from information published by the Office of the Actuary of the Social Security Administration, are provided as tools to assist in making those decisions with appropriate assumptions.
Last Updated: September 11, 2014
|¹ First year yield/rate reflects fixed rate
plus premium bonus or interest rate enhancement.|
Interest is based on current rates and subject to change without notice.
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