AnnuityAdvantage.com
Privacy Policy
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AnnuityAdvantage.com is the sole owner of the information collected on our web site. AnnuityAdvantage.com collects personally identifiable information from our users, on a voluntary basis, at several different points on our web site. AnnuityAdvantage.com is committed to maintaining your confidence and trust, and accordingly maintains the following privacy policy to protect personal information you provide online.
Uses of Information
Information Requests
If you request information about a particular annuity product represented on our web site, or ask for a personalized annuity quote, we collect certain personally identifiable information from you on our information request form. You must provide contact information (such as name, email, phone and physical address) and financial information (such as amount available for deposit, source of funds, etc.). We use this information only to fulfill your request and to contact you.
Application Forms
If you apply for an annuity purchase, the issuing Insurance Company will require that you provide certain personally identifiable information, including your name, address, phone number, date of birth and Social Security number. To further protect your privacy, AnnuityAdvantage.com always collects this information offline.
Communications from the Site
Special Offers and Updates
If you submit an annuity information request or subscribe to our newsletter, we may occasionally send you information regarding various annuity products, interest rate updates and special offers.
Out of respect for your privacy, we present the option not to receive these types of communications. Please see the "Choice/Opt-out" section.
Newsletters
If you wish to subscribe to our newsletter(s), we will use your name and email address to send the newsletter to you. Out of respect for your privacy, we provide you a way to unsubscribe. Please see the "Choice/Opt-out" section.
Customer Service
Based upon the personally identifiable information you provide us, we will send you a welcoming email to verify your inquiry. We will also communicate with you in response to your inquiries and to provide the information you request. We will communicate with you by email or telephone, in accordance with your wishes.
Profile
We do not store information that we collect through cookies and log files to create a "profile" of your preferences. We do not tie your personally identifiable information, or your purchasing history, to information in the profile, in order to provide tailored promotions and marketing offers.
We do not share your profile with other third parties.
Information Sharing and Disclosure
Personally identifiable information:
We DO NOT Share Personally Identifiable Information with Third Parties, except to further the purpose for which you provided the information, such as fulfilling your request for free information, providing annuity quotes or submitting your application to an Insurance Company for the purchase of an annuity.
Legal Disclaimer
We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or to comply with a judicial proceeding, court order, or legal process served on our Web site.
Choice/Opt-out
We provide you the opportunity to 'opt-out' of having your personally identifiable information used for certain purposes, when we ask for this information. For example, if you purchase an annuity but do not wish to receive any additional marketing material from us, or if you no longer wish to receive our newsletter and promotional communications, you may opt-out of receiving them by following the instructions included in each newsletter or promotional communication or by emailing us at
support@annuityadvantage.com or by contacting us by telephone or postal mail at the contact information listed below.
Log Files
As is true of most Web sites, we gather certain information automatically and store it in log files. This information includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data.
We use this information, which does not identify individual users, to analyze trends, to administer the site, to track users' movements around the site and to gather demographic information about our user base as a whole.
We do not link this automatically-collected data to personally identifiable information.
Cookies
A cookie is a small text file that is stored on a
user’s computer for record-keeping purposes.
As is standard practice on many corporate websites, AnnuityAdvantage.com uses
session ID cookies to help us understand which parts of our websites are the
most popular, where our visitors are going, and how much time they spend there.
A session ID cookie expires when you close you browser.
We do not link the information we store in cookies to any personally
identifiable information you submit while on our site.
Clear Gifs
We use clear gifs in our HTML-based emails to let us know which emails have been opened by recipients. This allows us to gauge the effectiveness of certain communications and the effectiveness of our marketing campaigns. If you would like to opt-out of these emails, please see the "Choice/Opt-out" section.
Links to Other Sites
This Web site contains links to other sites that are not owned or controlled by AnnuityAdvantage.com. Please be aware that we, AnnuityAdvantage.com, are not responsible for the privacy practices of such other sites.
We encourage you to be aware when you leave our site and to read the privacy policy of each and every Web site that collects personally identifiable information.
This privacy policy applies only to information collected by this Web site.
Access to Personally Identifiable Information
If your personally identifiable information changes, or if you no longer desire our services, you may correct, update or delete it by emailing our Customer Support at
support@annuityadvantage.com or by contacting us by telephone or postal mail at the contact information listed below.
Security
The security of your personal information is important to us. When you enter sensitive information (such as your name, date of birth, phone, email and physical address) on our information request or annuity quote forms, it is treated as private and confidential.
We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.
If you have any questions about security on our Web site, you can email us at support@annuityadvantage.com
Business Transitions
In the event AnnuityAdvantage.com goes through a business transition, such as a merger, acquisition by another company, or sale of all or a portion of its assets, your personally identifiable information will likely be among the assets transferred. You will be notified via email or a prominent notice on our Web site for 30 days of any such change in ownership or control of your personal information.
Changes in this Privacy Policy
If we decide to change our privacy policy, we will post those changes to this privacy policy, the homepage, and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.
We reserve the right to modify this privacy policy at any time, so please review it frequently. If we make material changes to this policy, we will notify you here, by email, or by means of a notice on our home page.
Contact Us
We are dedicated to making the annuity purchase process as private, fast, easy and secure as possible.
If you have any questions or suggestions regarding our privacy policy, please contact us at:
AnnuityAdvantage.com
930 Town Centre Drive
Medford, OR 97504
Phone: (541) 770-9407
FAX: (541) 776-1205
Email: info@annuityadvantage.com
Web site URL: http://www.AnnuityAdvantage.com
Statement about TRUSTe Requirements
AnnuityAdvantage.com is a licensee of the TRUSTe Privacy Program. TRUSTe is an independent, non-profit organization whose mission is to build users' trust and confidence in the Internet by promoting the use of fair information practices. This privacy statement covers the site WWW.ANNUITYADVANTAGE.COM. Because this web site wants to demonstrate its commitment to your privacy, it has agreed to disclose its information practices and have its privacy practices reviewed for compliance by TRUSTe.
If you have questions or concerns regarding this statement, you should first contact the AnnuityAdvantage.com Home Office by email
info@annuityadvantage.com. If you do not receive acknowledgment of your inquiry or your inquiry has not been satisfactorily addressed, you should then contact TRUSTe
http://www.truste.org/consumers/watchdog_complaint.php. TRUSTe will then serve as a liaison with the Web site to resolve your concerns.
Last updated: July 15, 2005
