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State Guarantee Funds

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Delaware Life
Pinnacle MYGA 10

Ten Year Guaranteed
Interest Rate

3.65%
10 Year Surrender Term

A- (Excellent) Rating
from A.M. Best

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Palladium Century 7

First Year Interest Rate
8.50%¹
10 Year Surrender Term

A (Excellent) Rating
from A.M. Best

Product Profile

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Guggenheim Life
Preserve MYG 6 (250k)

Six Year Guaranteed
Interest Rate

3.00%
6 Year Surrender Term

Product Profile

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Life & Health Guaranty Associations

Most states have guaranty funds to help pay the claims of financially impaired insurance companies. State laws specify the lines of insurance covered by these funds and the dollar limits payable. Coverage is usually for individual policyholders and their beneficiaries and not for values held in unallocated group contracts. Most states also restrict insurance agents and companies from advertising the funds’ availability. The details presented below are intended to be used as general information.

There are many issues, too numerous to describe here, which determine the type and extent of coverage available. You are advised to consult your state insurance department for details about any policy you consider purchasing. Another source of information is the National Organization of Life and Health Insurance Guaranty Associations (NOLHGA, 13873 Park Center Road, Suite 329, Herndon, VA 22071). http://www.nolhga.com/factsandfigures/main.cfm/location/stateinfo

Liability Limits
To visit a particular states life and health insurance guaranty association web site, click on the links provided in the table below.






State

Max. aggregate benefits for all lines of insurance

Max. death benefit with respect to any one life

Max. liability for cash or withdrawal  value of life insurance policy

Max. liability for present value of an annuity contract

State Guaranty Association Phone Numbers

Alabama

$300,000

$300,000

$100,000

$250,000

(205) 879-2202

Alaska

$300,000

$300,000

$100,000

$100,000

(907) 243-2311

Arizona

$300,000

$300,000

$100,000

$100,000

(602) 364-3863

Arkansas

$300,000

$300,000

$300,000

$300,000

(501) 375-9151

California

80% not to exceed $300,000

80% not to exceed $300,000

80% not to exceed $100,000

80% not to exceed $250,000

(323) 782-0182

Colorado

$300,000

$300,000

$100,000

$250,000

(303) 292-5022

Connecticut

$500,000

$500,000

$500,000

$500,000

(860) 647-1054

Delaware

$300,000

$300,000

$100,000

$250,000

(302) 456-3656

Dist. of Col.

$300,000

$300,000

$100,000

$300,000

(202) 434-8771

Florida

$300,000

$300,000

$100,000

$250,000

(904) 398-3644

Georgia

$300,000

$300,000

$100,000

$250,000

(770) 621-9835

Hawaii

$300,000

$300,000

$100,000

$100,000

(808) 528-5400

Idaho

$300,000

$300,000

$100,000

$250,000

(208) 378-9510

Illinois

$300,000

$300,000

$100,000

$250,000

(773) 714-8050

Indiana

$300,000

$300,000

$100,000

$100,000

(317) 636-8204

Iowa

$300,000

$300,000

$100,000

$250,000

(515) 248-5712

Kansas

$300,000

$300,000

$100,000

$250,000

(785) 271-1199

Kentucky

$300,000

$300,000

$100,000

$250,000

(502) 895-5915

Louisiana

$500,000

$300,000

$100,000

$250,000

(225) 381-0656

Maine

$300,000

$300,000

$100,000

$250,000

(207) 633-1090

Maryland

$300,000

$300,000

$100,000

$250,000

(410) 998-3907

Massachusetts

$300,000

$300,000

$100,000

$100,000

(413) 744-8483

Michigan

$300,000

$300,000

$100,000

$250,000

(517) 339-1755

Minnesota

$500,000

$500,000

$130,000

$250,000

(651) 407-3149

Mississippi

$300,000

$300,000

$100,000

$100,000

(601) 981-0755

Missouri

$300,000

$300,000

$100,000

$100,000

(573) 634-8455

Montana

$300,000

$300,000

$100,000

$250,000

(262) 965-5761

Nebraska

$300,000

$300,000

$100,000

$250,000

(402) 474-6900

Nevada

$300,000

$300,000

$100,000

$250,000

(775) 329-8387

New Hampshire

$300,000

$300,000

$100,000

$100,000

(603) 472-3734

New Jersey

$500,000

$500,000

$100,000

$100,000

(732) 345-5200

New Mexico

$300,000

$300,000

$100,000

$250,000

(505) 820-7355

New York

$500,000

$500,000

$500,000

$500,000

(212) 202-4243

No. Carolina

$300,000

$300,000

$300,000

$300,000

(919) 833-6838

North Dakota

$300,000

$300,000

$100,000

$250,000

(701) 235-4108

Ohio

$300,000

$300,000

$100,000

$250,000

(614) 442-6601

Oklahoma

$300,000

$300,000

$100,000

$300,000

(405) 272-9221

Pennsylvania

$300,000

$300,000

$100,000

$100,000

(610) 975-0572

Puerto Rico

$300,000

$300,000

$100,000

$100,000

(787) 765-2095

Rhode Island

$300,000

$300,000

$100,000

$250,000

(401) 273-2921

So. Carolina

$300,000

$300,000

$300,000

$300,000

(803) 276-0271

South Dakota

$300,000

$300,000

$100,000

$250,000

(605) 336-0177

Tennessee

$300,000

$300,000

$100,000

$250,000

(615) 242-8758

Texas

$300,000

$300,000

$100,000

$250,000

(512) 476-5101

Utah

$500,000

$500,000

$200,000

$200,000

(801) 572-5067

Vermont

$300,000

$300,000

$100,000

$250,000

(802) 249-0284

Virginia

$350,000

$300,000

$100,000

$250,000

(804) 282-2240

Washington

$500,000

$500,000

$500,000

$500,000

(360) 426-6744

West Virginia

$300,000

$300,000

$100,000

$250,000

(304) 733-6904

Wisconsin

$300,000

$300,000

$300,000

$300,000

(608) 242-9473

Wyoming

$300,000

$300,000

$100,000

$100,000

(303) 292-5022

Disclaimer: AnnuityAdvantage.com is not to be held responsible for the accuracy of this information. You are advised to call your state insurance department prior to purchasing any annuity contract.

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¹ First year yield/rate reflects fixed rate plus premium bonus or interest rate enhancement.
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