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fixed annuities

Category: Annuity Education

The Pros and Cons of Variable Annuities

In the recent past, variable annuities have received both positive and negative attention in the media. Many articles have been published that detail variable annuities’ high potential market gains, but many more have been published describing excessive variable... Read more

Sell Your Annuity or Structured Settlement for Cash

Annuities are great retirement savings and guaranteed income products. While there are many benefits to owning an annuity, sometimes life’s circumstances change and there may now be a compelling reason to sell your annuity or structured settlement payments for cash.... Read more

Annuity Education: What Are Retirement Annuities?

When someone uses the term, Retirement Annuity, they are usually referring to a particular type of annuity product called a Single Premium Immediate Annuity (SPIA). For that reason, and for the purposes of this article, we will be... Read more

Enhancing Retirement Income with Single Premium Immediate Annuities (SPIA)

An immediate annuity is one of the only products available to retirees that provide a guaranteed lifetime income. In other words, once you establish a life payout immediate annuity, the income payments last as long as you do... Read more

Fixed Annuity Considerations – The Many Benefits of Fixed Annuities

Fixed annuities, also referred to as tax-deferred fixed annuities, are available in many different product designs and configurations, but are at their core, a contract between an owner and an insurance company for an interest bearing policy that includes optional... Read more

Fixed Indexed Annuities and Hybrid Annuities and Income Riders, Oh My!

A fixed indexed annuity is a type of deferred annuity that credits interest based on the performance of a stock market index, such as the S&P 500. The policyholder’s funds are not actually invested in the stock market,... Read more

Index Annuities – Enhance Your Retirement Savings with an Indexed Annuity

An indexed annuity, also called a fixed indexed annuity, is an insurance contract that provides you with the opportunity to enjoy interest rates that are tied to the performance of a stock market index, such as the S&P... Read more

Equity Indexed Annuities – Now Called a Fixed Index Annuity

Equity Indexed Annuities were first introduced in 1995 as an innovative new product design that allowed individuals to earn interest based on the performance of a stock market index, most commonly the S&P 500, without any of the downside risk.... Read more

Fixed Annuity Rates – Four Benefits of Fixed Rate Annuities

There are many reasons why fixed rate annuity products have become such a popular retirement savings vehicle for retirees and pre-retirees seeking to secure a reliable and guaranteed supplemental income for their entire lifetime; here are just four of those... Read more

Fixed Annuities – Finding the Highest Annuity Rates

If you’re exploring annuity options or considering the purchase of a fixed annuity, you’ll certainly want to do your homework. Annuity rates can vary dramatically from one annuity to the next. And, in addition to the stated annuity rate, the... Read more