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fixed annuities

Fixed Indexed Annuity Details

Product Name

Enduris 6

Annuity Type

Fixed Indexed Annuity

Issuing Insurance Company and Ratings

B++
(5th of 15 ratings)
Not Rated
Not Rated
Not Rated
Not Ranked

Product Information

The Enduris 6 is a deferred fixed indexed annuity issued by Revol One Insurance Company.

When your full premium deposit is allocated to the fixed interest account, the current first year yield (including bonus if applicable) is 5.00% (see Rate Details below).

You can also allocate your premium between various strategy and index account options. For complete details on index account options, including current cap and participation rates, please contact AnnuityAdvantage at 1.800.239.0356.

During the time in which the annuity is subject to surrender penalties, there are policy provisions that allow partial access on a penalty free basis. Beginning in the second contract year, this annuity provides up to 10% (noncumulative) of the contract value as the penalty free withdrawal amount that may be withdrawn from the annuity each contract year.

This annuity also waives withdrawal penalties upon death. Your named beneficiary(ies) will receive a death benefit equal to the full accumulation value. A beneficiary may choose to receive their death benefit in either a lump sum or select an available annuitization option.

Details on additional penalty waivers can be found in the Penalty Free Withdrawal Provisions section below.

Revol One Insurance Company is rated “B++” by A.M. Best, was founded in 1980, and has over $919 million in total assets.

Rate Details

Premium Amount: $25,000 - $1,000,000

Current
Fixed Account First Year Yield: 5.00%
Fixed Account Current Interest Rate: 5.00%
Fixed Account Guaranteed Minimum Interest Rate: 1.00%
Index Accounts - Annual Cap and Participation Rates:
S&P 500 - Point-to-Point Cap: 11.00%
S&P 500 - Participation Rate: 50.00%

Initial Surrender Charge and MVA Periods

6 years

6 years

6 years

State variations may exist, refer to product disclosure for details.

Policy Details

Penalty Free Withdrawal Provisions

Annuitization, Death, Nursing Home and Terminal Illness

See product brochure, disclosure and riders for additional details, limitations and availability. State variations, age restrictions and holding periods may apply.

State Variations

Not available in:  CA and NY (as of 05/08/2024)

Notes

Includes Best Entry Feature: For purposes of calculating the index credit amount, the starting Index Value will be reduced, allowing for better opportunity for gains if the index falls more than 10% (the Trigger Rate) during the Best Entry Window Period (currently 60 days from the policy issue date). The Trigger Rate and Best Entry Window Period stated above are subject to change at any time prior to policy issue. The Trigger Rate and Best Entry Window declared in the Contract will not change.