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fixed annuities

Multi-Year Guarantee Annuity Details

DirectGrowth MYGA 10

Product Name

DirectGrowth MYGA 10

Annuity Type

Multi-Year Guarantee Annuity

Issuing Insurance Company and Ratings

B++
(5th of 15 ratings)
Not Rated
Not Rated
Not Rated
Not Ranked

Product Information

The DirectGrowth MYGA 10 is a deferred multi-year guarantee annuity issued by Revol One Insurance Company.

The current 10 year guarantee period annual yield is 5.90% (see Rate Details below). This is the guaranteed annual yield, including bonuses if applicable, for the initial guarantee period term, up to the first penalty free full withdrawal window. The DirectGrowth MYGA 10 has a full penalty free withdrawal window after 10 years.

Details on additional penalty waivers can be found in the Penalty Free Withdrawal Provisions section below.

Revol One Insurance Company is rated “B++” by A.M. Best, was founded in 1980, and has over $919 million in total assets.

Rate Details

Premium Amount: $25,000 - $1,000,000

Current
10 Year Guarantee Period Annual Yield: 5.90%
Interest rate start of year 1 through end of year 10: 5.90%
Accumulation Value  (assuming no withdrawals)

Initial Surrender Charge and MVA Periods

10 years

10 years

10 years

State variations may exist, refer to product disclosure for details.

Other Guarantee Periods Available

Policy Details

Penalty Free Withdrawal Provisions

None

See product brochure, disclosure and riders for additional details, limitations and availability. State variations, age restrictions and holding periods may apply.

State Variations

Not available in:  CA and NY (as of 03/20/2025)

Notes

Death Benefit: If the optional Enhanced Death Benefit Rider is not selected, the Death Benefit is equal to the Cash Surrender Value. If owner’s spouse is named as the sole primary beneficiary, they may elect to become the owner of the contract and continue it for the remainder of the term.

Base contract provides zero liquidity. The following optional riders are available to increase liquidity, but will reduce the annual interest rate credited by percentages shown:

Enhanced Death Benefit – 0.10%
Death Benefit equals the Accumulation Value, Surrender Charges and MVA are waived. When elected, the Nursing Home and Terminal Illness Riders are automatically added.

Free Partial Surrender – 0.10%
Penalty free annual withdrawals up to the greater of each years Interest Earnings or Required Minimum Distribution (RMD).

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