Heritage Accumulator
Multi-Year Guarantee Annuity
The Heritage Accumulator is a deferred multi-year guarantee annuity issued by Liberty Bankers Life Insurance Company.
The current 1 year guarantee period annual yield is 2.90% (see Rate Details below). This is the guaranteed annual yield, including bonuses if applicable, for the initial guarantee period term, up to the first penalty free full withdrawal window. The Heritage Accumulator has a full penalty free withdrawal window after 0 years.
This annuity also waives withdrawal penalties upon death. Your named beneficiary(ies) will receive a death benefit equal to the full accumulation value. A beneficiary may choose to receive their death benefit in either a lump sum or select an available annuitization option.
Details on additional penalty waivers can be found in the Penalty Free Withdrawal Provisions section below.
Liberty Bankers Life Insurance Company is rated “A-” by A.M. Best, was founded in 1957, and has over $2.6 billion in total assets.
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Jan 21st, 2025
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1 years
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| Current | ||
|---|---|---|
| 1 Year Guarantee Period Annual Yield: | 2.90% | |
| Interest rate start of year 1 through end of year 1: | 2.90% | |
Accumulation Value (assuming no withdrawals) |
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0 years
N/A
0 years
State variations may exist, refer to product disclosure for details.
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$25,000
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$25,000
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$1,000,000
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$1,000,000
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100
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100
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45 days
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No
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Accumulation Value
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No
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Yes
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See product brochure, disclosure and riders for additional details, limitations and availability. State variations, age restrictions and holding periods may apply.
Not available in: CA and NY (as of 10/28/2024)
For CO, ME, SD and WY: Qualified funds only.
This annuity is totally liquid with no You may withdraw 100% of your accumulated value (without penalty) at any time. You may also make partial withdrawals, transfers or 1035 exchanges at any time, but the remaining accumulated value may not be less than $10,000.
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