Premier Voyage 7
Multi-Year Guarantee Annuity
The Premier Voyage 7 is a deferred multi-year guarantee annuity issued by MassMutual - Massachusetts Mutual Life.
This annuity is a premium banded product. The interest rate you earn will vary depending on the amount of premium you deposit (see Rate Details below). Currently, the highest 7 year guarantee period annual yield is 4.65% on premium amounts of $10,000,000 - $20,000,000. This is the guaranteed annual yield, including bonuses if applicable, for the initial guarantee period term, up to the first penalty free full withdrawal window. The Premier Voyage 7 has a full penalty free withdrawal window after 7 years.
During the time in which the annuity is subject to surrender penalties, there are policy provisions that allow partial access on a penalty free basis. Beginning with the first contract year, and each year thereafter, this annuity provides up to 10% (noncumulative) of the contract value may be withdrawn from the annuity each contract year without penalty.
This annuity also waives withdrawal penalties upon death. Your named beneficiary(ies) will receive a death benefit equal to the full accumulation value. A beneficiary may choose to receive their death benefit in either a lump sum or select an available annuitization option.
Details on additional penalty waivers can be found in the Penalty Free Withdrawal Provisions section below.
MassMutual - Massachusetts Mutual Life is rated “A++” by A.M. Best, was founded in 1851, and has over $272.2 billion in total assets.
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Dec 30th, 2024
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7 years
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| Current | ||
|---|---|---|
| 7 Year Guarantee Period Annual Yield: | 4.65% | |
| Interest rate start of year 1 through end of year 7: | 4.65% | |
Accumulation Value (assuming no withdrawals) |
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| Current | ||
|---|---|---|
| 7 Year Guarantee Period Annual Yield: | 4.45% | |
| Interest rate start of year 1 through end of year 7: | 4.45% | |
Accumulation Value (assuming no withdrawals) |
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| Current | ||
|---|---|---|
| 7 Year Guarantee Period Annual Yield: | 4.40% | |
| Interest rate start of year 1 through end of year 7: | 4.40% | |
Accumulation Value (assuming no withdrawals) |
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| Current | ||
|---|---|---|
| 7 Year Guarantee Period Annual Yield: | 4.25% | |
| Interest rate start of year 1 through end of year 7: | 4.25% | |
Accumulation Value (assuming no withdrawals) |
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| Current | ||
|---|---|---|
| 7 Year Guarantee Period Annual Yield: | 4.15% | |
| Interest rate start of year 1 through end of year 7: | 4.15% | |
Accumulation Value (assuming no withdrawals) |
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| Current | ||
|---|---|---|
| 7 Year Guarantee Period Annual Yield: | 4.15% | |
| Interest rate start of year 1 through end of year 7: | 4.15% | |
Accumulation Value (assuming no withdrawals) |
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7 years
7 years
7 years
State variations may exist, refer to product disclosure for details.
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$10,000
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$10,000
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$20,000,000
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$20,000,000
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90
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90
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60 days
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Yes
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Accumulation Value
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No
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10%
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10%
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No
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Yes
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See product brochure, disclosure and riders for additional details, limitations and availability. State variations, age restrictions and holding periods may apply.
Not available in: CA and NY (as of 10/02/2023)
Max Premium: Amounts exceeding $2,500,000 require MassMutual approval.
Description Here
