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fixed annuities

Multi-Year Guarantee Annuity Details

Reliance Guarantee 7

Product Name

Reliance Guarantee 7

Annuity Type

Multi-Year Guarantee Annuity

Issuing Insurance Company and Ratings

(1st of 15 ratings)
(5th of 20 ratings)
(5th of 21 ratings)
Not Rated
(percentile of rated companies)

Product Information

The Reliance Guarantee 7 is a deferred multi-year guarantee annuity issued by Reliance Standard Life Insurance Company.

The current 7 year guarantee period annual yield is 5.15% (see Rate Details below). This is the guaranteed annual yield, including bonuses if applicable, for the initial guarantee period term, up to the first penalty free full withdrawal window. The Reliance Guarantee 7 has a full penalty free withdrawal window after 7 years.

During the time in which the annuity is subject to surrender penalties, there are policy provisions that allow partial access on a penalty free basis. Beginning with the first contract year, and each year thereafter, this annuity provides up to 10% (noncumulative) of the contract value may be withdrawn from the annuity each contract year without penalty.

This annuity also waives withdrawal penalties upon death. Your named beneficiary(ies) will receive a death benefit equal to the full accumulation value. A beneficiary may choose to receive their death benefit in either a lump sum or select an available annuitization option.

Details on additional penalty waivers can be found in the Penalty Free Withdrawal Provisions section below.

Reliance Standard Life Insurance Company is rated “A++” by A.M. Best, was founded in 1907, and has over $20 billion in total assets.

Rate Details

Sep 5th, 2023
Not Scheduled
7 years

Premium Amount: $20,000 - $1,000,000

7 Year Guarantee Period Annual Yield: 5.15%
Interest rate start of year 1 through end of year 7: 5.15%

Initial Surrender Charge and MVA Periods

7 years

7 years

7 years

State variations may exist, refer to product disclosure for details.

Other Guarantee Periods Available

Policy Details

45 days
Accumulation Value

Penalty Free Withdrawal Provisions

Death and Nursing Home

See product brochure, disclosure and riders for additional details, limitations and availability. State variations, age restrictions and holding periods may apply.

State Variations

Not available in:  NY (as of 02/14/2022)


Max Premium is $500,000 for issue ages 76-85.

Nursing Home Care Waiver: Both the annuitant and any joint annuitant must be age 74 or younger on the date of issue.