Ultra-Secure Plus with ROP 7
Multi-Year Guarantee Annuity
The Ultra-Secure Plus with ROP 7 is a deferred multi-year guarantee annuity issued by United of Omaha Life Insurance Company.
This annuity is a premium banded product. The interest rate you earn will vary depending on the amount of premium you deposit (see Rate Details below). Currently, the highest 7 year guarantee period annual yield is 4.80% on premium amounts of $50,000 - $1,000,000. This is the guaranteed annual yield, including bonuses if applicable, for the initial guarantee period term, up to the first penalty free full withdrawal window. The Ultra-Secure Plus with ROP 7 has a full penalty free withdrawal window after 7 years.
During the time in which the annuity is subject to surrender penalties, there are policy provisions that allow partial access on a penalty free basis. Beginning with the first contract year, and each year thereafter, this annuity provides up to 10% (noncumulative) of the contract value may be withdrawn from the annuity each contract year without penalty.
This annuity also waives withdrawal penalties upon death. Your named beneficiary(ies) will receive a death benefit equal to the full accumulation value. A beneficiary may choose to receive their death benefit in either a lump sum or select an available annuitization option.
Details on additional penalty waivers can be found in the Penalty Free Withdrawal Provisions section below.
United of Omaha Life Insurance Company is rated “A+” by A.M. Best, was founded in 1926, and has over $33.6 billion in total assets.
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Jan 6th, 2025
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7 years
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| Current | ||
|---|---|---|
| 7 Year Guarantee Period Annual Yield: | 4.80% | |
| Interest rate start of year 1 through end of year 7: | 4.80% | |
Accumulation Value (assuming no withdrawals) |
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| Current | ||
|---|---|---|
| 7 Year Guarantee Period Annual Yield: | 4.65% | |
| Interest rate start of year 1 through end of year 7: | 4.65% | |
Accumulation Value (assuming no withdrawals) |
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7 years
7 years
7 years
State variations may exist, refer to product disclosure for details.
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$5,000
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$5,000
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$1,000,000
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$1,000,000
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88
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88
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60 days
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Yes
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Accumulation Value
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No
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10%
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10%
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No
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Yes
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See product brochure, disclosure and riders for additional details, limitations and availability. State variations, age restrictions and holding periods may apply.
Not available in: MT and NY (as of 07/01/2020)
Includes Return of Premium Feature: Guarantees you will receive no less than your original premium, less the sum of any early withdrawals, should you decide to surrender your annuity at any time. Renews at time of contract renewal and guarantees the accumulation value at the time of most recent renewal date.
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