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Category: Fixed Annuities

Bank Certificates of Deposit (CDs) vs Fixed Annuities

Multi-Year Guarantee Annuities (MYGAs), also called Fixed Rate or CD-type Annuities, are a type of fixed annuity that provide a pre-determined and contractually guaranteed interest rate for a specified period of time, most commonly 3-10 years. For this reason, they... Read more

Fixed Annuity Rates – Four Benefits of Fixed Rate Annuities

There are many reasons why fixed rate annuity products have become such a popular retirement savings vehicle for retirees and pre-retirees seeking to secure a reliable and guaranteed supplemental income for their entire lifetime; here are just four of those... Read more

Fixed Annuities – Finding the Highest Annuity Rates

If you’re exploring annuity options or considering the purchase of a fixed annuity, you’ll certainly want to do your homework. Annuity rates can vary dramatically from one annuity to the next. And, in addition to the stated annuity rate, the... Read more

Understanding Annuities – Things to Consider Before Buying an Annuity

Annuities offer many options for retirees and pre-retirees to increase their retirement savings and guarantee retirement income that cannot be outlived. But all of those options can become confusing, and many people have difficulty understanding their annuity choices. The main... Read more

AnnuityAdvantage Says: More Sales Records Falling in 2014 Means Next Year Poised to See Continued Growth in Fixed Indexed Annuities

December 2014

MEDFORD, Ore., Dec. 16, 2014 /PRNewswire/ — Following on the heels of a record-setting 2013, this year figures to enter the books as another strong sales period for indexed annuities. Despite a third quarter that saw an almost 9% decline... Read more

Long Live Immediate Annuities: Latest Health Statistics Reveal Longer Life Expectancies, Argue for Retirement Income That Won’t Be Outlasted

October 2014

MEDFORD, Ore., Oct. 28, 2014 /PRNewswire/ — Running out of retirement income is the number one worry of retirees, and with people living longer than ever before, that worry is understandable. The annuities professionals at AnnuityAdvantage suggest that there’s no... Read more

Are Fixed Annuities a Key To Your Financial Future?

With the future of pensions up in the air, Social Security on thin ice and 401(k) fees causing concern, more and more people are turning to other types of financial products to secure their retirement.  What is another option? Fixed... Read more

AnnuityAdvantage Welcomes Positive Economic News for Fixed Annuities, Recommends Near Retirees Dive in to Robust Market

September 2014

MEDFORD, Ore., Sept. 30, 2014 /PRNewswire/ — As of the second quarter, annuity sales as a whole have reached their highest level in three years. Meanwhile, fixed annuities, the specialty of AnnuityAdvantage, have hit sales numbers not seen in five... Read more

5 Essentials For Early Retirement Planning

Who wouldn’t want to retire early and pursue their own goals and desires? The problem is that without sensible retirement planning it can be difficult to save up enough to retire at 65 and even harder to get to that... Read more

The Value of Fixed Annuities and Why They Are So Popular

The trend of using fixed annuity products to create a secure retirement plan is catching on. Each quarter, year-by-year, the popularity of fixed annuities has increased and in-turn overall fixed annuity sales are on the rise. Fixed annuities are able... Read more