Category: Retirement

SEP IRAs

What Are SEP IRAs? A simplified employee pension plan (SEP) is a deferred-compensation arrangement that is similar to a profit-sharing plan. It can be set up by employers and self-employed individuals, as well as sole proprietorships and partnerships. Employers receive... Read more

AnnuityAdvantage Says: More Sales Records Falling in 2014 Means Next Year Poised to See Continued Growth in Fixed Indexed Annuities

December 2014

MEDFORD, Ore., Dec. 16, 2014 /PRNewswire/ — Following on the heels of a record-setting 2013, this year figures to enter the books as another strong sales period for indexed annuities. Despite a third quarter that saw an almost 9% decline... Read more

Long Live Immediate Annuities: Latest Health Statistics Reveal Longer Life Expectancies, Argue for Retirement Income That Won’t Be Outlasted

October 2014

MEDFORD, Ore., Oct. 28, 2014 /PRNewswire/ — Running out of retirement income is the number one worry of retirees, and with people living longer than ever before, that worry is understandable. The annuities professionals at AnnuityAdvantage suggest that there’s no... Read more

5 Essentials For Early Retirement Planning

Who wouldn’t want to retire early and pursue their own goals and desires? The problem is that without sensible retirement planning it can be difficult to save up enough to retire at 65 and even harder to get to that... Read more

AnnuityAdvantage Encourages Younger Individuals to Consider Tax Benefits, Built-in Security of Fixed Annuities as Part of Retirement Planning

September 2014

MEDFORD, Ore., Sept. 2, 2014 /PRNewswire/ — Not long ago, people in their thirties and forties might have believed they were “too young” to purchase an annuity. That conventional wisdom is being brushed aside as more people under 50 add... Read more

2014 Barron’s Top 50 Annuities

July 2014

Investors planning for retirement want simple products with low fees. The insurance industry’s answer: deferred-income contracts. Insurance companies have a long history of conjuring up new types of annuities to suit changing market conditions, and once again they’ve proved to... Read more

Deferred Income Annuities: Creating a Steady & Predictable Income Stream

Individuals are looking for ways to create and maintain a consistent source of income throughout their retirement years. What better way to achieve this than through deferred income annuities? For anyone nearing or in retirement and looking to create a... Read more

Latest Surveys Reveal Millions of Americans at Risk of Underestimating Retirement Income Needs, Outliving Their Retirement Savings

March 2014

MEDFORD, Ore., March 4, 2014 /PRNewswire/ — Many of the best-laid retirement savings plans fail to account for a basic statistical reality: half of Americans will live beyond their age group’s life expectancy. With this in mind, the need for... Read more

Historically Low Interest Rates on Bonds May Help Overall Economy — But They Undermine Income Potential for Retirees

December 2013

MEDFORD, Ore., Dec. 23, 2013 /PRNewswire/ — The abnormally low interest rates on bonds and other fixed income investments may be here for a very long time. That’s the word from the “Bond King” Bill Gross, CEO of PIMCO and... Read more

5 Key Questions on Annuity Income Riders

By definition, an annuity income rider is an attached benefit to a deferred annuity policy that solves for longevity risk by providing a lifetime income stream. Income riders typically have a guaranteed growth rate that can be used for income,... Read more