Anchor MYGA 5
Multi-Year Guarantee Annuity
The Anchor MYGA 5 is a deferred multi-year guarantee annuity issued by American Gulf - Gulf Guaranty Life Ins Co.
The current 5 year guarantee period annual yield is 6.00% (see Rate Details below). This is the guaranteed annual yield, including bonuses if applicable, for the initial guarantee period term, up to the first penalty free full withdrawal window. The Anchor MYGA 5 has a full penalty free withdrawal window after 5 years.
Details on additional penalty waivers can be found in the Penalty Free Withdrawal Provisions section below.
American Gulf - Gulf Guaranty Life Ins Co is rated “B++” by A.M. Best, was founded in 1970, and has over $81 million in total assets.
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Jun 2nd, 2026
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5 years
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| Current | ||
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5 Year Guarantee Period Annual Yield:
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6.00% | |
| Interest rate start of year 1 through end of year 5: | 6.00% | |
Accumulation Value (assuming no withdrawals) |
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5 years
5 years
5 years
State variations may exist, refer to product disclosure for details.
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$10,000
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$10,000
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$1,000,000
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$1,000,000
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89
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89
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45 days
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Yes
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No
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No
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Yes
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See product brochure, disclosure and riders for additional details, limitations and availability. State variations, age restrictions and holding periods may apply.
Not available in: AZ, CA, CO, CT, DE, HI, ID, ME, MD, MA, MI, MN, NE, NJ, NM, NY, NC, OR, RI, VT, VA, WA and WI (as of 05/14/2026)
Death Benefit: If the optional Death Benefit Rider is not selected the Death Benefit is equal to the Cash Surrender Value. If owner’s spouse is named as the sole, primary beneficiary they may elect to become the owner of the contract and continue it for the remainder of the term.
Base contract provides zero liquidity, except for Required Minimum Distributions (RMDs) on Qualified (IRA) contracts. The following optional riders are available to increase liquidity, but will reduce the annual interest rate credited by percentages shown:
Free Partial Withdrawal (10% annually, beginning in year two) – 0.15%
Death Benefit – 0.15%
Terminal Illness – 0.05%
Nursing Home Confinement – 0.05%
Description Here
