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Midland National
MNL Guarantee
Ultimate 10 (200k)

Ten Year Guaranteed
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3.45%
10 Year Surrender Term

A+ (Superior) Rating 
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Palladium Century 7

First Year Interest Rate
8.55%
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Spirit Bonus (75k)

First Year Interest Rate
(With 4.00% Bonus)

5.66%

10 Year Surrender Term

A (Excellent) Rating
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Pharming Alert (1) - Annuity Rates, Annuities, Annuity Quotes and Fixed AnnuitiesPharming Alert

First, phishing attacks alarmed Internet consumers with e-mails from legitimate-looking but phony financial institutions soliciting personal account information. Now, "pharming" is quickly becoming phishing's scary younger brother.

A next-generation method of identity theft, pharming exploits vulnerabilities in domain name system (DNS) servers, redirecting your Web request to fake Web sites that appear legitimate, even when the correct domain name is input into the Internet browser. These dummy Web sites can fool people into handing over personal information, such as passwords or credit-card numbers, to identity thieves.

Pharming Alert (2) - Annuity Rates, Annuities, Annuity Quotes and Fixed AnnuitiesBecause the dummy sites appear almost identical to the legitimate sites, pharming can be especially tricky to spot. If something seems suspicious to you, end the session immediately or don't log on.

Many major financial institutions and retailers utilize security protocol to prevent other sites from impersonating them. Some pharming-conscious sites offer a dialog box that you can use to verify the site's authenticity. Clicking this padlock security icon will allow you to view the site's certificate; if it doesn't match the site you thought you were logging on to, close the page. Pharming is still so new that many institutions have yet to add protective measures. 

Although phishing and pharming present a danger, they are no reason to avoid the Web. Meanwhile, you should remain vigilant and exercise caution while surfing the net.

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